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Clear, fast financing.
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Trust and transparency.
We’re happy to answer every question you have. Our process is transparent — working directly with trusted regional banks.
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Fast and affordable.
Use our payment calculator for estimates. Search cars by affordability. Or, apply online for nearly instant credit decisions.
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Tailored to you.
We work to help all customers with their financing needs — regardless of income, credit history or current loan situation.
Financing FAQs
Why finance with Auto Lenders?
Simply put, we make financing your vehicle easy (it's even in our name!). We work directly with trusted regional banks to ensure our process is transparent and fast.
What if I have challenged credit?
Not a problem. Auto Lenders works to help all customers with their financing needs, regardless of income, credit history or current loan situation.
What should my down payment be?
There is no single right answer for that, but generally speaking the higher your down payment, the easier it is to get loan approval and the lower your monthly payment will be. Our credit specialists are happy to discuss what might be best for your particular situation. You can also use our monthly payment calculator to see how your down payment impacts your monthly payments.
What if I'm a first-time buyer?
No worries. Our relationship with regional banks ensures we can get great rates, even when you may not have much credit history.
You may also want to consider having a co-signer on your loan. A co-signer can help secure a better interest rate on a loan and also help with the bank's decision on granting the loan you request.
How do I find my credit score?
We can easily check that for you without impacting your score or sharing your information with any third parties. Just fill out this credit request form and a specialist will be in touch shortly.
Does my trade-in impact financing?
Of course! The higher your trade value the less you'll need to finance. Luckily Auto Lenders offers some of the highest trade values in the industry. Use our instant value form to find the trade value of your car. It's quick, easy and completely free.